Review – Bad Credit Okay

Many tend to get a little behind on the bills from time-to-time. Maybe you lost a job, or your credit isn’t perfect because of unexpected medical bills. Perhaps you didn’t manage your credit so well when you were younger. Whatever the reason, you need to rebuild your credit.

You need a path to rebuild and remake your credit so that you’re better equipped for the future. It is essential to have good credit for the unexpected and approval for car loans, home mortgages, etc…  

You should apply for a First PREMIER Credit Card today. It’s fast and easy to complete your application, and you’ll have a decision in minutes. 

Go to to get started. Using this site, you can apply for a card, register it, and credit an online account. Feel free to login any time to check your transactions, balances, payments, and more — it’s fast and easy!

Our Guide

You can do multiple things at, such as learning the financial concepts so you can understand the how to manage your money. Besides developing better spending, saving, and budgeting habits, you can read about credit protection.

The Premier Card offers you the following benefits to assist you with rebuilding your credit:

  • Quarterly FICO score provided for free on your monthly statement
  • Payment reminders by email or text
  • Account access 24/7, both online and by phone

The MyFirstPREMIERCard can be used anywhere Mastercard is accepted. That includes online purchases, over-the-phone transactions, and in-store sales! You can use credit to pay for weekly groceries, gas for your car, or unexpected expenses. Pay your monthly bill on time, and you’ll find your credit score rising. 

On top of all this, First PREMIER Bank offers you a way to protect the credit that you are building with its PREMIER Credit Protection plan. This voluntary program allows you to keep your bill paid in the event of certain qualifying events such as loss of job or hospitalization. 

You have the option to receive special offers from the company and its partners, as well as cashback rewards. Join over 250 million members today!

Step-by-Step MyFirstPREMIERCard Application Instructions

Are you ready to apply for your card? It only takes a few moments to follow these basic steps.

Step 1: Go to www.MyPremierCreditCard.con using your preferred internet browser and reliable internet connection. 

Premier Credit Card

Step 2:  Click the green tab that says, “Apply Online Now!”

Step 3: If you received an offer in the mail, enter that number and click the green tab that says “Apply Now.” If you did not receive one, you could still apply by clicking on the green “apply now” button on the right-hand side of the screen. 

Premier Card

Step 4: Select your card design.

Step 5: Enter your information, including name, home address, phone number, date of birth, social security number, and email address.

Step 5: Follow any other prompts to complete your application for a First PREMIER Card. 

That’s it! You should receive a decision for approval or denial in minutes. Please be away that your credit report is reviewed to determine eligibility.

First PREMIER Credit Card Activation Instructions

Please be aware it takes 7-10 business days for your card to arrive in the mail at the address provided. After you get your card, you must activate it. Just like the application process, it only takes minutes. Follow these directions:

Step 1: Go to and login with your username and password. 

Premier Credit Card

Step 2: Follow the other prompts to activate. You should receive a confirmation after your card is completely activated. 

Note: You can also call customer service at 1-800-987-5521 to activate over the telephone. The customer service center is available 24 hours a day, seven days a week. 

First PREMIER Credit Card Account Management 

After you registered your card, you can quickly sign into the MyPremier Credit Card account online.

  • Go to 
  • Type in your username and password and click “Sign In.” 

Note: if you cannot remember your username and password, click on “Forgot Username/Password” and follow the prompts. 

Note: You can enroll in online statements while you are logged in to your account.

About First PREMIER Bank

First PREMIER and PREMIER bankcard were founded in 1989 to help those with less than perfect credit obtain a credit card. This company, one of the top 20 issuers of Mastercard credit cards in the United States, has headquarters located in Sioux Falls, South Dakota.

First PREMIER Bank’s products include traditional and non-traditional banking products, including checking accounts, savings accounts, loans, and ATM services. The company strives to treat everyone with fairness, consistency, and respect.  

Contact Information

  • Call: (800) 987-5521 available 24/7
  • Website:
  • Mail Correspondence: First PREMIER Bank, PO Box 552, Sioux Falls, SD 57117-5524


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