In this article we have reviewed the Lending Club and explained step-by-step how to take advantage of their special my instant offer mailer that they send out to consumers from time-to-time. If you’re in need of extra cash during these tough economic times the Lending Club peer-to-peer lending platform might be just what you need! We are not financial advisors and this post is not financial advice. We suggest all readers to their own due diligence and each person is responsible for their own financial decisions.
If you recently received a pre-approval offer code from the LendingClub in the mail, you could soon be that much closer to the cash you need. If approved, you can put an additional $1,000 to $40,000 in your pocket. This peer-to-peer lending company makes it easy with a free offer through their MyInstantOffer platform which tells you exactly how much you qualify for in less than 60 seconds.
Just take your Lending Club instant offer code and get started today at www.MyInstantOffer.com.
Our Lending Club MyInstantOffer Review
A personal loan can the ticket you need to get you through tough times, whether it be an emergency like a medical expense or simply thee unexpected and oft costly home repair that was unexpected. The Lending Club’s instant offer lets you know how much you could borrow right away, giving you access to quick cash and the piece of mind knowing that you’ll be able to meet your obligations.
If you’re wondering whether this personal loan offer is legit or not we are here to tell you that the Lending Club is a well known and reputable peer-to-per lending service. The company is publicly traded on the NYSE and was found in 2006.
There are a few things to keep in mind before you apply for a Lending Club loan:
- You have to be at least 18 years old.
- You must be a legal and permanent resident of the United States.
- You will need a reliable internet connection to access the Lending Club Instant offer website
Step-by-Step Loan Application Instructions at MyInstantOffer.com
Step 1: Visit MyInstantOffer.com using your computer, smartphone, or tablet to log in.
Note: You can also go to Check.LendingClub.com with your RSVP code.
Step 2: Input your Lending Club pre approval code that you received in the mail. Click on the “Next” button.
Step 3: If you unsure of where to find your promo code is then click the ‘Where do I find my code?’ link. An example will come up to help direct you.
Note: If you did not receive a notification in the mail about your Lending Club Offer, you can click the link for further information. Enter the highlighted RSVP code, and you will be able to see what your loan offers instantly! You also have the option to speak to a LendingClub Credit Specialist about your potential loan.
Step 4: Finish the rest of the loan process. Verify some information before submitting your application to LendingClub for approval.
That is all you have to do! You will be contacted soon about the status of your loan application.
More Information About My Instant Offer Lending Club
LendingClub has become a reputable destination for personal loans, and its convenient business model helped originate the peer-to-peer marketplace lending that is popular today. Peer-to-peer lending matches borrowers with investors who are willing to fund the loans.
Investors make money from the interest earned on the borrowed loans, and interest rates vary from 6.03 % to 26 %.
All issued personal loans are unsecured loans that range between $1,000 and $40,000. The loan amount depends on your credit score, credit history, desired loan amount, and debt-to-loan ratio. The Lending Club assigns you to an investor if you are eligible.
The standard loan is three years, but a five-year period is also available at a higher interest rate and for an additional fee. You can repay the loans at any time without penalty. But of course the sooner you pay off the loan, the more you will save in interest in the long run.
Each loan is assigned a grade based on the requests, and they range from A to G, with A considered the highest-grade, lowest-interest loan available.
The company typically process your application in a few days and funding is released after seven business days. If it has not been seven days, you should continue to wait for approval!
It is important to note that approval is based on credit history, and usually, LendingClub loans are best suited for potential borrowers who have demonstrated responsible re-payment records. If you are denied a personal loan, you have the option to pay down your existing debt and improve your credit score by other measures before you re-apply.
About Lending Club
LendingClub has been in business since 2007 and has grown into the largest online lender for personal loans in the United States. San Francisco, California, is home to the LendingClub headquarters and the company. Furthermore, Forbes listed them as one of the most promising companies in America in 2012. By 2014, the business was one of the fastest-growing private companies in the United States.
Phone: 1 (855) 363-4154 to speak with a credit specialist
Mail: Lending Club 595 Market Street, Suite 200, San Francisco, California 94105