USAA is a financial services company that provides banking, insurance, and investment products to current and former military members, their spouses, and children of USAA members. If you have received a new USAA credit or debit card, you will need to activate it before you can use it. In this article, we will provide you with a step-by-step guide on how to activate your card, whether you prefer to do it online, over the phone, or at an ATM.
Activating a USAA Debit Card
USAA debit cards are issued with a PIN for added security. Here’s how you can activate your USAA debit card:
- Online Activation: To activate your USAA debit card online, visit the USAA website at https://www.usaa.com/my/card-activation/. Follow the steps to create an online banking account, then select the option to activate your debit card and enter the requested card information. You will typically need to enter your social security number and date of birth for verification purposes. Once you have completed all the required fields advanced through the steps to complete the activation process.
- Phone Activation: To activate your USAA debit card over the phone, call the activation number found on the sticker that comes with your new card, or you can call 800-315-4906. Follow the automated prompts to enter your card information and complete the activation process.
- ATM Activation: You can also activate your USAA debit card by using it at any USAA ATM. Simply insert your card, enter your PIN, and complete a transaction of any kind and your debit card will be activated.
Activating a USAA Credit Card
USAA credit cards come with a range of benefits, including cash back rewards and travel perks. Here’s how you can activate your USAA credit card:
- Online Activation: To activate your USAA credit card online, visit the USAA website at https://www.usaa.com/my/card-activation/. Follow the steps to create an online account, then select the option to activate your credit card and enter your card information. You will also typially need to enter your social security number and date of birth for verification purposes. Once you have completed all the required fields advanced through the steps to complete the credit card activation process.
- Phone Activation: To activate your USAA credit card over the phone, call the activation number found on the sticker that comes with your new card, or call 800-411-4300. Follow the automated prompts to enter your card information and complete the activation process.
- ATM Activation: Unfortunately, ATM activation is not available for USAA credit cards. You will need to activate your credit card either online or over the phone.
USAA FAQs
What is USAA?
USAA is a financial services company that provides banking, insurance, and investment products to current and former military members, their spouses, and children of USAA members.
Can I activate my USAA card online without creating an online banking account?
While not 100% clear it appears that you must have an online banking account to activate your USAA card online.
How long does it take to activate my USAA card?
Activation times can vary, but in most cases, your card will be activated within a few minutes of completing the activation process.
What should I do if I have trouble activating my USAA card?
If you experience any issues activating your USAA card, you can call the general USAA customer service at 1-800-531-8722 for assistance.
Wrapping it Up
In conclusion, activating your USAA credit or debit card is a simple process that can be completed in a variety of ways, including online, over the phone, or at a USAA ATM. By following the steps outlined in this guide, you can quickly and easily activate your card and begin using it to make purchases or access cash.
Remember to keep your card and PIN secure, and to contact USAA if you have any issues with activating or using your card. USAA’s commitment to serving current and former military members, their spouses, and children of USAA members makes it a trusted and reliable choice for financial services.
We hope that this guide has been helpful in assisting you with activating your USAA credit or debit card. If you have any additional questions or concerns, please do not hesitate to reach out to USAA customer service for assistance.
